Catalog / Insurance & Catastrophe

Insurance & Catastrophe data feeds

Catastrophe-exposure and claims-adjacent signals feeding P&C and reinsurance earnings.

total in this domain

free / public

🔒 locked

Public feeds

FEMA OpenFEM API (DisasterDeclarationsSummaries) www.fema.gov/openfema-data-page

New declarations trigger federal aid flows, insurer claims surges, and municipal-bond/local-economy stress before it hits headlines or insurer earnings guidance → P&C insurers (ALL, TRV, CB), cat bonds, regional bank/muni exposure

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NHC Tropical Cyclone Advisory Track Shift

National Hurricane Center machine-readable products (NOAA NHC FTP/JSON, nhc.noaa.gov/gis)

Landfall-probability shifts toward high-value coastal exposure (Miami-Dade, Houston) reprice cat bonds and P&C names within hours, ahead of retail awareness → cat bonds (FL/TX wind), TRV/ALL/Universal Insurance Holdings

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Artemis.bm Cat Bond Pricing Chatter

artemis.bm Deal Directory + news RSS

Cat bond spread moves are a direct, priced read on reinsurer-implied loss expectations ahead of reinsurance renewal season → cat bond ETFs (e.g., ILS funds), reinsurer equities (RNR, RGA)

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USDA Weekly Crop Progress/Condition Report

USDA NASS QuickStats API (quickstats.nass.usda.gov)

Deteriorating condition ratings precede crop-insurance loss-ratio spikes and futures repricing → crop insurers, CBOT grain futures

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USGS Earthquake Feed near Insured Population Centers

USGS Earthquake Hazards Program GeoJSON feed (earthquake.usgs.gov/earthquakes/feed)

Quake clustering/swarms near underinsured metros (California earthquake insurance take-up is low, ~10%) presages CEA (California Earthquake Authority) and cat bond stress → California Earthquake Authority cat bonds, CEA-linked ILS

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State DOI Auto Insurance Rate Filing Tracker

state Departments of Insurance SERFF public filing search (e.g., California's is public; NAIC's national SERFF portal serff.com search)

Rate filing approvals are the earliest hard number on auto-insurance premium inflation, feeding directly into CPI motor-vehicle-insurance subindex 1-2 months ahead of BLS release → CPI insurance subcomponent, PGR/ALL/GEICO-parent BRK

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Reinsurance News / Baden-Baden & Monte Carlo Rendez-Vous Chatter

reinsurancene.ws RSS, Insurance Insider free articles

Renewal-season trade chatter leads official rate-on-line indices (Guy Carpenter, Swiss Re) by weeks and moves reinsurer equity multiples → RNR, RGA, Swiss Re, Munich Re equities

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Guy Carpenter Rate-on-Line Index Release

guycarp.com Briefings & Insights (published index)

Official reinsurance pricing benchmark; changes directly move reinsurer stock re-rating and cat bond new-issue spreads → reinsurer equities, ILS funds

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NOAA CPC Drought Monitor Update

droughtmonitor.unl.edu (US Drought Monitor) data downloads (shapefile/CSV)

Drought category expansion is the primary driver of crop-insurance indemnity payouts and directly precedes RMA loss data by weeks → crop insurers, grain futures, water utilities

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Wildfire Ignition/Perimeter Feed (InciWeb + NIFC)

NIFC National Interagency Fire Center InciWeb RSS + geomac/NIFC GeoJSON perimeter data

New ignitions near high-value WUI housing (Malibu, Paradise-adjacent, Colorado Front Range) precede insurer non-renewal waves and CA FAIR Plan growth by months → CA/CO/OR wildfire-exposed insurers, utility wildfire liability (PCG, EIX)

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First Street Foundation Flood Factor / Risk Score Updates

firststreet.org research reports + riskfactor.com public lookup (rate-limited)

First Street's climate-risk scores increasingly drive mortgage/insurance underwriting decisions ahead of official FEMA remapping → mortgage REITs, flood-zone homebuilders

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Swiss Re/Munich Re sigma Nat-Cat Loss Estimate Updates

swissre.com/sigma-explorer, munichre.com NatCatSERVICE press releases

Reinsurer preliminary loss estimates are the earliest 'market consensus' cat-loss numbers, moving cat bond marks before quarterly earnings → cat bonds, reinsurer equities

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NOAA Billion-Dollar Weather/Climate Disasters List Updates

NOAA NCEI Billion-Dollar Disasters page (ncei.noaa.gov/access/billions), JSON/CSV export

NOAA's running tally is a widely-cited macro severity gauge; early additions/cost revisions move cat-bond index sentiment before insurer earnings season → broad P&C sector, cat bond ETFs

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Reinsurance Renewal Broker Commentary (Howden/Aon/Gallagher Re Reports)

howdengroup.com, aon.com/reinsurance, gallagherre.com published market reports (free PDF)

Broker renewal reports quantify actual rate-on-line changes by peril/region with more granularity than headline indices, useful for regional cat bond relative-value trades → regional cat bond baskets, reinsurer equities

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PowerOutage.us State Outage Customer-Count Spikes

poweroutage.us public state tracker pages / underlying JSON feed

outage magnitude and duration is a fast leading proxy for homeowners wind/tree-damage claim volume before adjusters even file, ahead of NOAA Storm Events finalization → regional P&C carriers (utility-territory concentrated), generator-sales retailers

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State DOI Consumer Complaint Ratio by Insurer

NAIC Consumer Information Source (content.naic.org) public complaint search / state DOI complaint CSVs (e.g. Texas TDI, California CDI)

rising complaint ratios (claims-handling delays, denials) precede DOI market-conduct exams and rate-filing scrutiny, a leading indicator of insurer reputational/regulatory cost → individual publicly-traded P&C carriers (Progressive, Allstate, State Farm-adjacent)

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Locked — held back

Redacted and held back — our highest-signal feeds plus anything with compliance restrictions. Not for sale yet. The FREE and PREMIUM tiers are on pricing.